TodayAverage personal-loan APR holds near 12.4%FICO 8 still the most-used scoring modelCFPB warns on rising payday-loan rollovers

Local lender search

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A curated directory of credit unions, community lenders, and reputable online options. No applications, no lead-gen — just where to look.

Step 1

Share your ZIP or location so we know what's available in your state.

Step 2

We sort credit unions and community lenders by distance from you.

Step 3

We add online lenders licensed in your state, sorted by lowest published APR.